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Price and time explorer

A higher price. But what would you keep?

Explore how a different sale price and extra time could change the result after costs.

Try an editable example

A higher sale price can leave you with less if getting there costs too much. Compare two possible outcomes—not two predictions.

$5,575 aheadAfter added costs · assumed scenarios
Details ↓
01

Build your comparison

A possible sale price to compare against. Use a supported estimate for your home when you have one.

+3%
6% lower20% higher
60 days
No extra time6 months

Additional days compared with the reference option. The tool does not estimate how long either sale will take.

Include mortgage interest, property taxes, insurance, HOA, utilities and upkeep. Exclude mortgage principal; it reduces your loan balance. Count escrowed taxes and insurance only once.

Adjust selling costs & extra work

5% is an editable example, not our fee or a quote. Use the negotiated commissions and other costs that change with sale price.

Only costs unique to this option. Do not also include them in the monthly expenses.

After the extra costs

$5,575ahead of the reference option

Assuming a sale at $360,500 takes 60 extra days.

Sale-price difference$10,500
Added holding expenses$4,400

About 136 extra days would use up the price benefit under these assumptions.

How time uses up the difference

Drag the extra-days slider to explore.

Difference after added costs over 180 extra daysAt zero extra days, $9,975. At 60 extra days, $5,575. At 180 extra days, -$3,225. Positive values favor the test option.$9,975$0-$3,2250d30d60d90d120d150d180d

Above the dashed $0 line: the test option leaves more. Below it: added costs outweigh the price difference.

Follow the money

Where the difference comes from.

These are changes between two scenarios, not your final cash at closing.

Difference in assumed sale prices
$10,500
Change in price-linked selling costs
-$525
Extra ownership expenses
-$4,400
Extra repairs or credits
$0
Difference after these costs
$5,575

Put the math in context

Is the higher price supported?

A positive result only helps if buyers will pay that price. Compare recent sales, current alternatives and your home’s condition. Then set a review point using real showings, feedback and offers.

Talk through your pricing options →

What this leaves out

Loan payoff, fixed closing costs shared by both options, personal taxes, moving expenses and changes in the market. Mortgage principal payments can change your eventual payoff; this compares ownership expenses, not cash-flow needs.

Months use 30 days. Prices, costs and timing are your assumptions. This is not an appraisal or a prediction. Nothing you enter is sent to us.

Next: estimate your total sale proceeds →

Want to talk through the pricing options for your home?